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DIGEST OF INTRODUCED BILL
Access to credit reports. Provides that a consumer may prevent access to the consumer's credit report by requesting that the consumer reporting agency place a security freeze on the consumer's credit report. Requires a consumer reporting agency to comply with a consumer's request. Imposes other requirements and restrictions. Provides that a consumer may bring a civil action against a credit bureau for injury caused to the consumer by the consumer reporting agency's violation of the law.