We have some improvements in the works that we're excited for you to experience.
Click here
to try our new, faster beta site.
We will be maintaining our current version of the site until the middle of CY 2023,
so you can switch back as our improvements continue.
Freezing of credit reports. Provides that a consumer may prevent access to the consumer's credit report by requesting that the consumer reporting agency place a security freeze on the consumer's credit report. Imposes other requirements and restrictions. Provides that: (1) a consumer reporting agency may furnish a consumer's identifying information only to certain persons; and (2) a consumer may bring a civil action against a consumer reporting agency for injury caused to the consumer by the consumer reporting agency's violation of the law.